Products & Solutions
Delivering tailored services to best fit your needs
At Bretton Woods, we will always invest our time in finding the most suitable policy provider for you, and your business.
Programmes, Binding Authorities & Facilities
Bretton Woods are specialists in managing programmes and facilities. With our vast experience, we are able to structure, place and manage a wide range of binding authorities and facilities. Using our long-standing relationships with Lloyd’s of London and International Markets we can create innovative, tailor-made products to allow cover holders to flourish. We will manage the whole process ensuring we negotiate the best coverage, commission and profit share allowing you to focus on what you do best.
We arrange and offer the following specialty lines of cover, including:
- Commercial
- Contingency, cancellation and abandonment
- Homeowners and dwellings
- Professional Indemnity
- Personal accident, medical expenses
- Personal jewellery and fine art
- Sports, occupational accident
- War, evacuation and repatriation.
Contingency
Our expert team offer contingency insurance to cover a variety of events including trade shows, exhibitions, sports and music events. We are highly experienced in North American business but can also accept business from across the globe.
- Event cancellation and abandonment
- Non-appearance
- Prize indemnity
- Film and media
- Contractual bonus.
Medical Malpractice
We have experience in servicing the liability requirements for individuals and institutions involved in the healthcare industry. Including:
- Hospitals
- Nursing Homes
- Doctors
- Clinical Trials
- Allied Health.
Accident & Health
Bretton Woods are experts at arranging a full range of binding authority, programme and facultative business for accident and health lines including:
- Personal accident (PA)
- Sickness
- Credit card PA
- Sports
- War
- Occupational accident
- Medical expenses
Professional Lines and Errors & Omissions
This is constantly evolving area of coverage that is crucial to many clients and often requires specialist understanding; our team has in-depth experience, including:
- Lawyers
- Accountants
- Architects and Engineers
- Miscellaneous classes.
Cyber
This is an area that is never too far away from the headlines in the popular press and the insurance market has responded with a range of options for our clients. It has never been more important to make the appropriate connection for the right partner and product.
General Liability
General liability insurance protects your business from, another person or business's claims of bodily injury, associated medical costs and damage to property. Some examples of what could be covered are below:
- Product Liability
- Pollution
- Entertainment
- Energy
- Transportation
Product Recall
We have experience placing comprehensive cover for multiple industries and recall scenarios. These industries include the meat and poultry sectors, along with non-food such as auto components and cannabis/hemp manufacturers. Product recall insurance helps protect a business from the financial impact of a recall, specifically the first and third-party costs.
PROPERTY
Our dedicated Property Team specialises in structuring tailor-made binding authorities and handling large open market risks. With a deep understanding of the industry, we craft bespoke solutions that align with your specific needs.
We have access to a broad range of products, including:
- Commercial and Personal Lines
- Earthquake and Flood Coverage
- Deductible Buybacks
- Custom Products designed to complement core lines of business
Whether you're seeking capacity for complex risks or looking to streamline your portfolio through tailored solutions, our team is here to deliver with precision and expertise.
Fine Art & Specie
PROTECTING VALUABLE POSSESSIONS
Bretton Woods Fine Art and Specie Insurance offers comprehensive protection against physical loss or damage for valuable works of art, collectibles, jewellery, precious metals, and other high-value items. Our exclusive facilities provide limits excess of USD 400,000,000 (100% Lloyd’s of London capacity)
2. Program Highlights
• Specialty insurance and innovative solutions for all London wholesale and Lloyd’s US Cover holder placements
• Extensive knowledge for Fine Art, Specie, and Jewellery
• Access to more than USD 2B of London market capacity
• Exclusive London facilities that expedite quoting and binding process
3. Comprehensive Claim Support
• Fast and easy claims process
• Dedicated support for fine art and specie-related claims
• Global network of experts and restorers ensure proper handling of claims and repairs
4. POLICY FEATURES Physical Loss or Damage
• Theft of insured property
• Fire damage to insured property
• Water damage such as flooding or other water related incidents
• Accidental damage and vandalism
• Natural catastrophes
• Worldwide coverage including whilst in transit
5. Clients We Serve
Fine Art
• Private collectors
• Corporate collectors
• Museums
• Galleries and dealers
• Exhibition organisers
• Shippers and packers
• Auction houses
Specie
• Financial institutions
• Investors
• Vault/safe deposit facilities
• Mining companies
• Refiners of precious metals
• Custodians of digital assets
Jewellery
• Retail jewellers
• Wholesale jewellers
• Exhibition organisers
• Diamond processors
• Shippers